For Consumers

Better payment plans. Better odds.
One simple application.

When the business you're working with uses Eve, your financing application reaches multiple lenders under a single application. That means you're more likely to get approved, and more likely to find a payment plan that works for you.

Financing that works for you,
not against you.

1

Your provider invites you to apply.

You submit a quick application with no impact to your credit (soft inquiry only to pre-qualify). It takes about 30 seconds. No mountains of paperwork.

2

Eve finds a payment plan for you.

Eve's system identifies a lender that approves you for a payment plan likely to work for you. Offers are clearly presented so you can decide if it meets your budget.

3

Simple checkout.

Accept the offer terms with a straightforward checkout process. The business is paid directly so you can receive the services you need.

Traditional financing

You apply to one lender. If they say no, you start over somewhere else. If they say yes, you take whatever payment plan they offer because you don't have time to shop around. The business might send you to a second lender, but that means filling out another application and taking another credit hit.

With Eve

You apply once. Multiple lenders see your application at the same time and compete to offer you a more competitive deal. You get higher approval odds because more lenders have a chance to say yes. And you get better payment plans because those lenders are competing against each other.

One application. Multiple lenders. A better outcome for you.

No surprises.
Here's exactly
how it works.

At the business location

The staff will let you know financing is available through Eve. If you're interested, they'll guide you through the application, or you can do it yourself on your phone.

The application

Quick. About 30 seconds. Basic information. No impact to your credit to pre-qualify (soft inquiry only). No surprises.

Your offer

If approved, you'll see a payment plan from Eve's lender network with terms clearly presented. You decide whether to accept.

After approval

The business gets paid. You make payments directly to the lender according to the terms you agreed to. Simple.

Built on trust.

We built Eve because we saw too many people stuck with bad financing options, or no options at all. A single lender says no and suddenly you can't get the dental work you need, or the car repair you can't put off, or the procedure that could change your quality of life.

Eve fixes that by sending your application to multiple lenders under a single application. More lenders means more chances to get approved. Competition between lenders means more competitive payment plans for you. And because we built the platform around transparency, you'll always know what you're agreeing to before you commit.

Every fee is upfront. Every term is in plain language. Straightforward from start to finish.

Frequently Asked Questions

Eve is a financing platform used by service businesses like dental offices, auto repair shops, medical spas, and veterinary clinics. When you apply for financing at a business that uses Eve, your application reaches multiple lenders under a single application, optimizing your chances of approval and finding a payment plan that works for you.

Ready to experience
better financing?

Ask your provider about Eve financing, and see what better payment plans and higher approval odds feel like.