Reach more qualified borrowers
through a smarter distribution channel.
Eve connects your lending products with thousands of service businesses and their customers, delivering pre-qualified applicants at the exact moment they need financing.
A growing merchant network.
Dental, med spa, auto, veterinary, and chiropractic businesses across the U.S. Your products reach customers at the moment of purchase intent.
Pre-qualified, high-intent applicants.
Every application comes from a customer who has already chosen a service and is ready to buy. Not cold leads. Customers at checkout.
Smart routing that fits your portfolio.
Eve's waterfall matches applicants to lenders most likely to approve. You receive applications matching your risk criteria, meaning less noise and better conversion.
Continuous optimization.
Our analyst team tunes routing to improve outcomes for merchants and lenders alike. Better merchant results means more volume for you.
Why "Lender Blends" cost everyone.
Many service businesses run 5 to 12 simultaneous lenders. On the surface it sounds like more options. In practice, it tends to create real problems.
Analysis paralysis.
Consumers see too many offers at once and struggle to choose. Hesitation leads to drop-off, and approvals go unused.
Wasted underwriting costs.
Every lender in the blend incurs underwriting costs per application, but the patient only picks one. The rest is wasted spend.
Lower conversion rates.
When applications are spread thin across a large lender pool, conversion on individual offers tends to decline for everyone involved.
Eve's Lender Tech platform is designed to solve this.
Intelligent routing.
Rather than blasting every application to every lender, Eve aims to route the right customers to the right lenders first, based on profile fit and lender criteria.
Reduced underwriting waste.
Fewer wasted evaluations may mean lower cost per funded loan. Lenders receive applications that are more likely to match their portfolio.
Higher conversion potential.
Targeted, high-intent customers are designed to convert at higher rates than unfocused volume spread across a dozen lenders.
Better portfolio performance.
Lenders receive customer profiles optimized for their specific business, which aims to improve approval rates and long-term loan performance.
How the Partnership Works
Integrate. We connect to your existing API or lending infrastructure.
Define criteria. Set parameters: credit ranges, amounts, terms, verticals.
Receive applications. Qualifying applicants route to your products automatically.
Optimize together. We monitor and adjust routing for approval rates, fund rates, and portfolio quality.
Who We Work With
Eve partners with banks, credit unions, specialty lenders, and BNPL providers. Whether you focus on prime, near-prime, or subprime borrowers in the $300–$65,000 range, our platform delivers volume in your target segment.
Let's grow together.
Join Eve's lender network and connect your products with the businesses and consumers who need them most.